Builder Financing Specialists

Home of the 100% Loan-to-Cost available

That’s Loan-to-COST — not Loan-to-Value. For 1-4 single family homes, non-owner-occupied.

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100% LTCAvailable
1-4 SF HomesNon-Owner-Occupied
Days, Not WeeksTo know if you qualify
The Program

100% LTC UP TO 75% LTV

Deferred payment programs — no monthly payment.

At InvestmentCapital.Loan, our goal is to empower investors, builders, and developers by providing the capital they need to transform their visions into reality.

  • Quick turn times with in-house underwriting
  • Non-owner-occupied
  • Doesn’t need to be permitted yet
  • Land can be part of the 100%
  • Straightforward process — you will know if your deal qualifies within days, not weeks
Regular stick buildSIPSModular
Every Stage

Site Development and Construction Loans

Fuel every stage of your project—from initial planning and site development to the final stages of construction. Our flexible financing options ensure you have the funds available at every phase, with competitive rates and customizable repayment terms.

Make your dreams a reality without going through the rigorous and tedious process of dealing with banks. Fill out the form below and we will contact you the same day.

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How It Works

Three steps, nothing falls through the cracks

  1. ApplyComplete the onboard form below.
  2. ReviewWe review your scenario and match it with the right loan program.
  3. FundWe stay with you through underwriting and closing, so nothing falls through the cracks.
Why InvestmentCapital.Loan

Builder financing designed for builders

We specialize in BUILDER FINANCING designed for BUILDERS! That focus means straightforward answers, realistic terms, and a process built for builders, investors and developers — without a bunch of red tape.

Also for Investors

Fix and Flip

Purchase plus rehab financing for residential investment properties. Draw schedules matched to your construction timeline.

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Quick Apply

Fill out the form below — we’ll contact you the same day

"*" indicates required fields

This field is for validation purposes and should be left unchanged.
Name*
Do you own the property?*
Address of the Property*
Do you have verified experience as a GC, builder, or developer?*

95% APPROVAL RATE. QUICK RESPONSE!

We contact you the same day your form is submitted.

Equal Housing Opportunity